Home Inquiry
Fill out this quick questionnaire and our Home Services Program lead will contact you to talk you through the process of applying to become a Habitat Family!
Eight ways families put the "sweat" into Sweat Equity:​
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Performing construction work on their home or another family’s home. Common activities can include framing or raising walls.
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Clearing debris from build sites to make way for new construction.
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Serving as a greeter or helping customers find the perfect item for their DIY project at a Habitat ReStore.
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Writing thank you cards to local donors or filing or performing other administrative tasks.
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Helping to make lunches for volunteers on a build site.
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Children can also sometimes contribute to the family’s sweat equity by earning good grades in school. Pueblo Habitat awards one hour of sweat equity for every “A” that a child earns.
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Participating in homeowner classes. Throughout the process of purchasing their home, future homeowners can earn sweat equity credit as they learn about their mortgage, insurance, maintenance, home safety and more.
What is sweat equity
Sweat equity can take many forms for future homeowners partnering with Habitat. Essentially, it’s a new homeowner investing work in their home or one for another family. It’s an opportunity for families to help build their home alongside volunteers and play an active part in making their dream of owning a home a reality.
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Eligible Homebuyers must be:
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In need of safe, affordable housing
What this need looks like will vary from community to community, but applicants may be dealing with substandard housing that is poorly built, damaged or inadequate; rent or mortgage that’s greater than 30% of their gross monthly income; unhealthy living conditions such as homes with mold and asthma triggers; or a home that is inaccessible for their disabilities.
Able and willing to pay an affordable mortgage
Habitat ensures that the monthly mortgage payments do not exceed 30% of the homebuyer’s gross monthly income at closing. Mortgage payments are cycled back into the community to help build additional Habitat houses.
Eligible Homebuyers must be:
Low- to moderate-income
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For U.S. applicants, household income must not exceed 60% of the area median income, which is defined annually by the U.S. Department of Housing and Urban Development. You can find the median income of your area and for your family size using the query tool: https://www.huduser.gov/portal/datasets/il.html
Willing to partner with Habitat
Once selected, homebuyers must partner with Habitat throughout the process. This partnership includes performing “sweat equity,” or helping to build their own home or the homes of others in our homeownership program. Sweat equity can also include taking homeownership classes or performing volunteer work in a Habitat ReStore.
Homebuyers also participate in homeowner education classes, which provide a mix of hands-on and classroom learning. The courses cover home maintenance and repairs as well as saving, managing a mortgage and maintaining personal finances. Each class is crafted to help empower participants to be successful homeowners.
Eligible Homebuyers must be:
Low- to moderate-income
​
For U.S. applicants, household income must not exceed 60% of the area median income, which is defined annually by the U.S. Department of Housing and Urban Development. You can find the median income of your area and for your family size using the query tool: https://www.huduser.gov/portal/datasets/il.html
Willing to partner with Habitat
Once selected, homebuyers must partner with Habitat throughout the process. This partnership includes performing “sweat equity,” or helping to build their own home or the homes of others in our homeownership program. Sweat equity can also include taking homeownership classes or performing volunteer work in a Habitat ReStore.
Homebuyers also participate in homeowner education classes, which provide a mix of hands-on and classroom learning. The courses cover home maintenance and repairs as well as saving, managing a mortgage and maintaining personal finances. Each class is crafted to help empower participants to be successful homeowners.